Concrete Porch

Loan Types

CONVENTIONAL

A home loan with an interest rate that’s set for the entire term of the mortgage.

ADJUSTABLE RATE (ARM)

A home loan with an initial rate that’s fixed for a period of time, then adjusts periodically. For example, a 5/1 ARM has an interest rate that is set for the first five years and then adjusts annually.

FHA

A home loan insured by the Federal Housing Administration. FHA loans are backed by the government and designed to help borrowers of more modest means buy a home.

VA

VA loans are backed by the Department of Veterans Affairs and are available to military service members and veterans.

USDA

USDA home loans are for buyers in rural and suburban areas. The mortgages are backed or issued by the U.S. Department of Agriculture.

New Construction

We offer FHA, VA & USDA One-Time-Close (OTC) programs. With these construction loan programs borrowers can finance the construction, lot purchase, and permanent loan into a single loan.