HOME LOAN TYPES

We can customize any of these loans to meet your needs. Contact me today for a free mortgage evaluation.

 

CONVENTIONAL

A home loan with an interest rate that’s set for the entire term of the mortgage.

VA

VA loans are backed by the Department of Veterans Affairs and are available to military service members and veterans. Military benefits include zero down payment and no mortgage insurance.

FHA

A home loan insured by the Federal Housing Administration. FHA loans are backed by the government and designed to help borrowers of more modest means buy a home. A great option for first time homebuyers.

USDA

USDA home loans are for buyers in rural and suburban areas. The mortgages are backed or issued by the U.S. Department of Agriculture.

JUMBO

 A Jumbo Mortgage, or Jumbo Loan, consists of a home loan whose amount exceeds conforming loan limits imposed by Fannie Mae and Freddie Mac, the government-sponsored enterprises that buy mortgages from lenders

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NEW CONSTRUCTION

We offer FHA, VA & USDA One-Time-Close (OTC) programs. With these construction loan programs borrowers can finance the construction, lot purchase, and permanent loan into a single loan.